Chum 104.5 FM Contest: Win 15,000 CASH in Keyword To Cash

104.5FM CHUM FM’s iHeart Radio Contests at www.chum1045.com

.

Jump to comments and Chum code words

New Year, new cash giveaway!!

There’s a new way to win big in Toronto, and it’s coming straight from CHUM 104.5.

The station has launched another Keyword To Cash contest, and this time, there are $15,000 up for grabs

If you’ve ever dreamed of a giant jackpot landing in your lap, this could be your chance.

2026 iHeartRadio.ca 104.5FM CHUM FM’s Toronto iHeart Radio Contests at www.chum1045.com.

Home » Chum 104.5 FM Contest: Win 15,000 CASH in Keyword To Cash

104.5FM CHUM FM’s Giveaways

Entry: ALL Chum FM 104.5 contests are open to Ontario residents who are 18 years of age or older.

There are several CHUM 104.5 Giveaways live right now, including:


The grand prize is amazing! One lucky winner will walk away with a cheque worth $15,000 CAD.

  • One grand prize of $15,000 in cash.
  • The prize is awarded by cheque and must be accepted as is.

The contest period runs from January 2 – 31, 2026.

During this time, listeners can collect and submit their entries.

The winner will be called on February 2 between 7 a.m. and 8 a.m. The key condition? You must answer your phone to claim the jackpot.

Eligibility is straightforward. The contest is open to legal residents of Ontario who are 18 years of age or older.

  • It’s all about those keywords.
  • Every weekday from 8 a.m. to 8 p.m., CHUM announces 12 unique keywords on-air (excluding statutory holidays).
  • Codewords will also run on the weekend (Saturday / Sunday) from 1 pm – 6 pm
  • When you hear one, text it along with your full name to 104536.
  • Each keyword counts as a separate entry, but you can only enter once per keyword.

Entries are accepted until 11:59 p.m. each day, and only the official contest server timestamps will be used. While you can rack up entries daily, the rule is one entry per keyword.

If texting isn’t your thing, you can also send an email entry to [email protected] with the keyword and your full details.

For complete rules, eligibility details, and terms, visit: www.chum1045.com

How to find the Chum Radio contest words of the day? Listen to Chum Toronto station weekdays between 8 a.m. to 8 p.m., to hear the 12 unique keywords, plus bonus words each Saturday and Sunday

>> View Password to Paradise keywords here<<

135 responses to “Chum 104.5 FM Contest: Win 15,000 CASH in Keyword To Cash”

  1. Angie B

    5 pm Hockey

  2. Trevor

    4pm Fixing

    1. Cw

      5pm word please.

  3. EM

    3 PM VISIT

    1. EM

      Anyone have 5pm word please?

      1. Jazz

        5 pm hockey

        1. EM

          Thank you!

  4. Trevor

    1:00 pm sleet

    1. Trevor

      200m Look

  5. Angie B

    7pm Weekend

  6. Kristin

    6:47 Sipping

  7. Kristin

    535 Invite

  8. Austin

    2pm Mending
    3pm Show

  9. Kristin

    1:34 Build

  10. Kristin

    12:54 Snug

  11. Trevor

    11 am Cards

  12. Trevor

    9am Paint
    10am Commute

  13. Kristin

    932 Paint

    1. Cw

      8am word please anyone

      1. KC

        8:41am GOALS

        1. Cw

          👍👍👍👍

    2. Jj

      10am – Commute

  14. Trevor

    3pm Streaming
    4 pm Shovel
    5 pm Heater
    6 pm Night

  15. Austin

    2 filming

  16. Trevor

    1 pm FREEZE

  17. Kristin

    1236 Yoga

  18. Mel

    9 am Branch
    10 am Budget

  19. Mel

    8am Dawn

    1. Jj

      9am – Branch

  20. EM

    7 PM EVENING

  21. Trevor

    2 pm List

    3 pm Cook
    4 pm Photo
    5 pm Lifting

  22. Kristin

    245 List

  23. Angie B

    10 am WEEKDAY

  24. Austin

    12 sorting
    1 planning

  25. Trevor

    11 am Plan

  26. Trevor

    9 am Puck

  27. Kristin

    846 North

  28. Mark

    Someone catch the last word for Tuesday the 13th of February

    1. TJ

      7 pm SUNSET

  29. Taylor

    5 pm detox

  30. Angie B

    3 p.m. ICE

  31. Trevor

    12 pm Today

    1 pm Concert
    2 pm Puzzle

  32. Kristin

    1146 Train

  33. Kristin

    1054 Fun

  34. Kristin

    9:43 Renew

  35. Kristin

    8:29 Quiet

  36. JP

    5pm indoors
    6 pm movie

  37. Trevor

    4 pm GATHER

  38. Austin

    8 am inspire
    9 am firepit
    10am Jumper
    11 am sweater
    12 pm cuddle
    1 pm pajamas
    2 pm warmth
    3pm quilt

  39. Trevor

    2 pm Merry
    3 pm Food
    4 pm Hats
    5 pm Bundle

    1. Ss

      Did you happen to get the 8am word

      1. Cw

        8am INSPIRE
        9AM FIREPIT

        1. Jazz

          Would anyone be willing to share the 12 pm keyword? Missed it on the train

          1. Cw

            12pm is CUDDLE

            1. Jazz

              appreciate you!!
              1 pm Pajamas

              1. Trevor

                2pm Look

            2. Kristin

              1154 Simmer

        2. Ss

          Thank you did they do 3pm

        3. LC

          8:00 INSPIRE
          9:00 FIREPIT
          10:00 JUMPER
          11:00 PAJAMAS
          12:00 SWEATER
          1:00 CUDDLE
          2:00 WARMTH
          3:00 QUILT
          4:00 GATHER
          5:00 INDOORS
          6:00 MOVIE
          7:00 BOOK

    2. KC

      10am JUMPER

      Anyone who got 11am?

      1. Cw

        11am is SWEATER.
        I missed 2pm. Someone please share 2pm

  40. LA

    1 pm – day

    1. LA

      2 pm – merry

      1. LA

        3 pm – food

        1. Cw

          4pm= HATS

          1. LA

            5 pm – bundle

  41. LA

    1 pm – guests
    2 pm – skates
    3 pm – occasion

    1. Cw

      Thanks for sharing.

    2. LA

      4 pm – chill

      1. LA

        5 pm – rain

  42. Trevor

    4pm Parka
    5 pm Dancing
    6 pm Vest

    1. Cw

      Please share Saturday 2pm word

  43. Trevor

    2:00 p.m. TEA
    3:00 p.m. Family

    1. LC

      4 pm – Parka

      1. Ss

        Do you have the 5pm word?

      2. LC

        5 dancing
        6 vest
        7 nights

  44. Trevor

    8 AM Laughter
    9 am Promise
    10 am Frost
    11 a.m.stretch
    12pm Learn
    1 pm – Winter

    1. Cw

      Appreciate you sharing.

  45. AB

    5 PM Loved
    6 pm Craft

    1. Cw

      9am PROMISE
      10am FROST
      11am STRESS
      I missed 8am so if someone could share that please.

      1. Nenet

        8 – Laughter

  46. Trevor

    8 am – Forward
    9 am – Fireplace
    10 am – Long
    11 am – Snow
    12 pm – Healthy
    1 pm – Bake
    2 pm – Ski

    1. LP

      Trevor your awesome!!! Thank you for taking the time and sharing🤗

    2. jj

      3 pm – knit

    3. jj

      4 pm – gathering

  47. Trevor

    6:00 p.m. Memories
    7:00 p.m. Joyful

  48. EM

    5 pm CURLING

    1. LC

      3 pm – skate

  49. Trevor

    4pm Mittens

  50. Austin

    10 fog
    11 music
    12 shiver

  51. Trevor

    1pm Storm

  52. LA

    8 am – home

    1. LC

      9 am – peace

      1. LA

        10 am – fog

  53. Trevor

    3 pm BITTER
    4 pm DRIFT

  54. Austin

    9 Earmuff
    10 Squall
    11 Saving
    12 Frozen
    1 Exciting

  55. LA

    8 am – START

    1. LA

      9 am – EARMUFF

      10 am – SQUALL

    2. LC

      9 earmuff
      10 squall
      11 saving
      12 frozen
      1 exciting
      2 bitter
      3 drift
      4 social
      5 arrival
      6 brisk

  56. Trevor

    4:00 p.m. Icicle
    5:00 PM Flurry

  57. LA

    8 – FRESH
    9 – KINDNESS
    10 – QUICK
    11- FIRST
    12 – REFLECT
    1 – JANUARY
    2 – EARLY
    3 – FITNESS
    4 – ICICLE
    5 – FLURRY

    1. Ss

      Did you happen to get the 6pm word?

    2. LA

      6 – DINNER
      7 – SLED

  58. Austin

    1pm January
    2pm Early
    3pm fitness

  59. MAR

    12pm Reflect

  60. LA

    8 am – fresh
    9 am – kindness
    10 am – quick

  61. Austin

    5 Streamer

  62. Trevor

    4 P.M. CHANGE

  63. Austin

    3 calendar

  64. Trevor

    1 pm Aquarius
    2 pm Begin

  65. Trevor

    4 p.m. Tradition
    5 pm Sparkler

  66. Austin

    2: Ballon
    3 Luck

  67. LA

    1 pm – toast

  68. Trevor

    6:00 pm Happy
    7:00 pm Bubbly

  69. Austin

    5 midnight

  70. RJ

    2 p.m fireworks
    3pm Favour
    4pm Kiss

  71. LA

    8- Year
    9 – Celebrate
    10 – Countdown
    11 – Charm
    12 – Party
    1 – ???
    2 – Fireworks

    1. Dee

      1p CONFETTI

  72. Angie B

    Congratulations, AT. !! Your comment won $25. Please check your email for notification

  73. Diane McLavish

    Just wanted to stop in and say a quick and Thank you to CHUM and to let ya know the codes are all working great!

  74. Althea Fernandez

    Wow, great prizes! Thank you for sharing, keep up!

Leave a Reply

Your email address will not be published. Required fields are marked *

This site uses Akismet to reduce spam. Learn how your comment data is processed.



CHUM FM is on the lookout for listeners to become influencers and assist in selecting the tunes featured on CHUM 104.5. Are you up for it? Then subscribe and be part of the exclusive community to receive Chum’s latest music surveys

Each survey only takes a few minutes, and for every completed survey, you’ll automatically enter the running for a chance to win the monthly prize of $500! Don’t miss the chance to become a CHUM 104.5 Music Influencer and contribute to the selection of songs to play. Sign up

at www.iheartradio.ca/chum/contests/music-influencers-


  • Prize for January 10-14 at 6:30am: a $100 Pizzaville gift card PLUS a Google Nest Smart Speaker. Listen each weekday morning at 6 am when Marilyn Denis and Jamar will reveal the game of the day. Then call 416-870-1045 for your chance to play and WIN! more details at www.iheartradio.ca/chum/contests/chum-s-6-30-games


  • OLG Lotto max and 6/49 Giveaway. Listen to Marilyn Denis & Jamar every Monday, Tuesday and Thursday for your chance to win. $100 OLG LOTTO MAX or 6/49 vouchers.


To participate and qualify for winning, the entrant must be a legal resident of Ontario, Canada, and must be at least 18 years old.


More great GIVEAWAYS to enter

CHUM 104.5's $100,000 BEAT THE BANK COntest

Listen to Toronto’s 104.5 CHUM Fm radio station and enjoy top contemporary music and amazing prizes. Popular at 104.5 Chum FM is the Beat the Bank, Birthday Jackpot, Jamaica vacation giveaway and more. Listen for the keyword and text to win or call if prompted.

While these great contests are currently not live, they are something to look forward to!

Beat The Bank Giveaway
  • Toronto’s favourite cash giveaway! CHUM 104.5 is bringing you the “Beat the Bank” contest, where you can play for your chance to win up to $25,000 in cash. Here’s everything you need to know to get in on the action. Prizes. There’s a total of up to $120,000 CAD in cash prizes available throughout the contest period! The value of prizes awarded will depend on the number of successful contestants who play the game. Here’s a breakdown of the prize structure: Minimum prize: $100 CAD Maximum prize: $25,000 CAD,

Win Marilyn’s 10 Days Of Spring Giveaways
  • Spring has officially sprung on the airwaves! CHUM 104.5 and The Marilyn Denis Show are celebrating with the 10 Days of Spring Giveaways, offering listeners a chance to win incredible prizes from proudly Canadian companies. It’s a fresh and fabulous way to welcome the season, and you won’t want to miss it!

Password to Paradise – Bahamas Vacation Giveaway
  • Imagine stepping onto the sun-kissed beaches of Nassau, Bahamas, where crystal-clear waters and luxury await. With CHUM’s Password to Paradise, you could win an all-inclusive getaway to Sandals Royal Bahamian and indulge in the ultimate Caribbean escape! Each lucky winner will receive an 8-day/7-night all-inclusive trip for two to Sandals Royal Bahamian in Nassau, Bahamas! Prize includes Round-trip economy airfare for two (up to CAD $1,500 per person) from a major Canadian airport.Seven nights of luxury accommodations in a double-occupancy room at Sandals Royal Bahamian.All-inclusive meals and unlimited premium brand liquors.Daily and nightly entertainment.A variety of land and water sports, including daily scuba diving (for certifie divers) and snorkeling.Complimentary Wi-Fi in all rooms and public areas.Resort transfers to and from the designated airport.Resort taxes and gratuities covered!

Chum $50,000 CASH CODE Giveaway
  • The grand prize winner will receive a $25,000 cash prize. There are 25 secondary prizes available to be won, each a cheque for $1,000 CAD.
  1. To enter, listen for the Cash Code every weekday, every hour from 7am – 7pm.
  2. Once you hear it, enter it here.
  3. The more Cash Codes you enter… the more chances to win!
Chum STACK THAT CASH – $58,000 CAD Giveaway
  • Win a maximum of $58,000.00 CAD in cash prizes. Each cash prize, will have a minimum value of $500 CAD for each winning contestant. To enter, Listen to CHUM’s “Stack That Cash” Contest.Contest plays happen at 8a, 11a, 1p, 4p & 6p.

Chum Lovin Summer Giveaway
  • Win $1,000 every day. There are 50 prizes to be won, each consists of a chque in the amount of $1,000.

Listen to CHUM 104.5 daily at 7 am, 11 am, 4 pm and 6 pm for the Lovin Summer code word.

Each code word is unique and different.

When you hear the code word, go to iheartradio.ca/chum/contests/chum-104-5-s-lovin-summer– there enter your email address and fill out the contest form including the keyword and submit


MATCH GAME with Marilyn and Jamar
  • Win with Marilyn and Jamar. Win $200 Visa Card prizes. Play on weekday mornings at 8:30 .Fill in blank-style questions to see if your answer is a match with Marilyn or Jamar’s. If you match you could win CASH! Prizes start at $100. Call Contest line: 416-870-1045. more here

Birthday Jackpot on CHUM 104.5
  • Birthday Jackpot All month, play for a chance to win your share of cash from the Birthday Jackpot. There is a maximum of 145 qualifying prizes and 6 bonus prizes to be won. Each qualifying prize consists of $500. Each bonus prize consists of $5,000. Enter: weekday at 7am, 11am and 4pm. The host will spin the Birthday Jackpot Wheel . If that wheel lands on the month you were born in, text the word JACKPOT with your FULL NAME to 104536. You’ll have 5 minutes to do so.

Chum 104.5 FM Win SellOffVacations Travel giveaway

Win a $500 SellOffVacations travel voucher!


CHUM’s FOREVER FRIDAYS, Win Friday Harbour Resort Condo worth $725,000
  • CHUM’s FOREVER FRIDAYS. ONE Grand Prize winner will win a Friday Harbour Resort Condo worth $725,000. Open to Canadian residents (excluding Quebec) who have reached the age of majority in their province. Listen at the qualifying times and listen for the cue to text. OR fill out the entry form, go to www.iheartradio.ca/chum/contests to enter.


CHUM’s 6:30 GAMES.
  • CHUM’s 6:30 GAMES. or Breakfast Battle with Marilyn or Team Jamar. Listen weekday mornings at 6:30 for the cue word and call to play the trivia game. Compete to and answer more questions correctly than your opponent in 30 seconds and you WIN a special weekly prize., get details

  • Upgrade Your Kitchen Contest: Win a Whirlpool Black Stainless Steel Appliance Package and tickets to Home Show The Big One,
  • Sleep Country Say Goodnight Package: Win a Sweet Dreams Package including 2 GelCool Pillows, Essential Sheet Set, Queen and Fieldcrest Microgel Duvet, Queen courtesy of Sleep Country.
  • Isolation Idol: Post a video on Social Media and tag CHUM1045 in your video along with #IsolationIdol to win $100 grocery gift cards, more here

CHUM’s READY. SET. VEGAS!

WIn 1 of 4 trips for 2 to Las Vegas! The winner receives a two-night stay at The LINQ Hotel + Experience, steps away from The LINQ Promenade – an open-air entertainment, retail and dining district and the center for world-class attractions, visit to the High Roller, and the zipline Fly LINQ. To enter, listen for keywords at 8, 11, 1, 4, & 7 and must answer the winner notification calls


WIN WITH RUBY CARR


  • CHUM Back in the Day Brunch with Meredith Shaw. Sign up at www.iheartradio.ca/chum/contests/back-in-the-day-brunch-giveaways for a chance to win a $200 Vanilla Visa Prepaid card, Then listen to the show on Sundays at 10 am for your name to be called.

Winterruption Weekend.: Win an All-Inclusive taxes paid vacation for two to Ocean Coral Spring Resort, Montego Bay, Jamaica
To enter

  • listen Friday afternoons and throughout Saturday and Sunday for the special Keyword.
  • then text the keyword and your full name to 104536

Win Breakfast in Barbados Giveaway with CHUM Keywords
  • CHUM 104.5 is bringing back the ultimate tropical escape with Breakfast in Barbados 2024! It’s time to pack your bags for sunshine, luxury, and unforgettable experiences—all while tuning in to your favorite station. Winners will enjoy a dream vacation for two to Barbados, including: Roundtrip Economy Airfare: Fly in style with Air Canada from Toronto to Barbados.Seven-Night All-Inclusive Stay: Relax at the Wyndham Grand Barbados Sam Lord’s Castle Resort, a beachfront luxury haven.All-Inclusive Meal Plan: Indulge in delectable dining at the resort.Roundtrip Transfers in Barbados: Hassle-free transportation awaits. Each prize is valued at approximately $7,500 CAD.

Get more information at www.iheartradio.ca/chum/contests

if expired, find more like these: win free money prizes

  • CHUM Listener Benefit Program: Listen weekdays to Marilyn Denis and Jamar. Prize: Win $200.00 in cash and be entered into the  Grand Prize draw for $10,000.00! PLUS there is a BONUS day where $200 is upgraded to $500 each hour. Times: weekdays at 7am, 8am, and 9am Marilyn & Jamar. listen for your name being called and phone the station within 10 minutes to win $200 and qualify for the Grand Prize.
  • Merry Christmas and Happy Holidays from CHUM FM! Win free cash, just for listening to Christmas music. Weekday mornings at 6:10, Roger and Marilyn announce the “Christmas Song Of The Day”. Whenever you hear it, call in and if you are caller 25, you will instantly win $200.There will be five $200 winners every weekday!

135 thoughts on “Chum 104.5 FM Contest: Win 15,000 CASH in Keyword To Cash

  • Austin

    2pm Mending
    3pm Show

    Reply
  • Trevor

    9am Paint
    10am Commute

    Reply
  • Trevor

    3pm Streaming
    4 pm Shovel
    5 pm Heater
    6 pm Night

    Reply
  • 9 am Branch
    10 am Budget

    Reply
  • Trevor

    2 pm List

    3 pm Cook
    4 pm Photo
    5 pm Lifting

    Reply
  • Austin

    12 sorting
    1 planning

    Reply
  • Someone catch the last word for Tuesday the 13th of February

    Reply
  • Trevor

    12 pm Today

    1 pm Concert
    2 pm Puzzle

    Reply
  • 5pm indoors
    6 pm movie

    Reply
  • Austin

    8 am inspire
    9 am firepit
    10am Jumper
    11 am sweater
    12 pm cuddle
    1 pm pajamas
    2 pm warmth
    3pm quilt

    Reply
  • Trevor

    2 pm Merry
    3 pm Food
    4 pm Hats
    5 pm Bundle

    Reply
    • Did you happen to get the 8am word

      Reply
      • 8am INSPIRE
        9AM FIREPIT

        Reply
        • Would anyone be willing to share the 12 pm keyword? Missed it on the train

          Reply
        • Thank you did they do 3pm

          Reply
        • 8:00 INSPIRE
          9:00 FIREPIT
          10:00 JUMPER
          11:00 PAJAMAS
          12:00 SWEATER
          1:00 CUDDLE
          2:00 WARMTH
          3:00 QUILT
          4:00 GATHER
          5:00 INDOORS
          6:00 MOVIE
          7:00 BOOK

          Reply
    • 10am JUMPER

      Anyone who got 11am?

      Reply
      • 11am is SWEATER.
        I missed 2pm. Someone please share 2pm

        Reply
  • 1 pm – guests
    2 pm – skates
    3 pm – occasion

    Reply
  • 4pm Parka
    5 pm Dancing
    6 pm Vest

    Reply
    • Please share Saturday 2pm word

      Reply
  • 2:00 p.m. TEA
    3:00 p.m. Family

    Reply
  • 8 AM Laughter
    9 am Promise
    10 am Frost
    11 a.m.stretch
    12pm Learn
    1 pm – Winter

    Reply
    • Appreciate you sharing.

      Reply
    • 9am PROMISE
      10am FROST
      11am STRESS
      I missed 8am so if someone could share that please.

      Reply
  • 8 am – Forward
    9 am – Fireplace
    10 am – Long
    11 am – Snow
    12 pm – Healthy
    1 pm – Bake
    2 pm – Ski

    Reply
    • Trevor your awesome!!! Thank you for taking the time and sharing🤗

      Reply
  • 6:00 p.m. Memories
    7:00 p.m. Joyful

    Reply
  • 10 fog
    11 music
    12 shiver

    Reply
  • 3 pm BITTER
    4 pm DRIFT

    Reply
  • 9 Earmuff
    10 Squall
    11 Saving
    12 Frozen
    1 Exciting

    Reply
    • 9 am – EARMUFF

      10 am – SQUALL

      Reply
    • 9 earmuff
      10 squall
      11 saving
      12 frozen
      1 exciting
      2 bitter
      3 drift
      4 social
      5 arrival
      6 brisk

      Reply
  • 4:00 p.m. Icicle
    5:00 PM Flurry

    Reply
  • 8 – FRESH
    9 – KINDNESS
    10 – QUICK
    11- FIRST
    12 – REFLECT
    1 – JANUARY
    2 – EARLY
    3 – FITNESS
    4 – ICICLE
    5 – FLURRY

    Reply
    • Did you happen to get the 6pm word?

      Reply
    • 6 – DINNER
      7 – SLED

      Reply
  • 1pm January
    2pm Early
    3pm fitness

    Reply
  • 8 am – fresh
    9 am – kindness
    10 am – quick

    Reply
  • 1 pm Aquarius
    2 pm Begin

    Reply
  • 4 p.m. Tradition
    5 pm Sparkler

    Reply
  • 6:00 pm Happy
    7:00 pm Bubbly

    Reply
  • 2 p.m fireworks
    3pm Favour
    4pm Kiss

    Reply
  • 8- Year
    9 – Celebrate
    10 – Countdown
    11 – Charm
    12 – Party
    1 – ???
    2 – Fireworks

    Reply
  • Angie B

    Congratulations, AT. !! Your comment won $25. Please check your email for notification

    Reply
  • Diane McLavish

    Just wanted to stop in and say a quick and Thank you to CHUM and to let ya know the codes are all working great!

    Reply
  • Althea Fernandez

    Wow, great prizes! Thank you for sharing, keep up!

    Reply

Leave a Reply

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This site uses Akismet to reduce spam. Learn how your comment data is processed.

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